Leave Your Tomorrow To Us With NPS
We, at Disha Capital, will help you plan today so that your future self is worry-free.
Why National Pension Scheme?
National Pension Scheme (NPS) is a government-sponsored pension scheme. Regulated by Pension Funds Regulatory and Development Authority (PFRDA), NPS is an investment product for both public and private sector. You can contribute regularly in a pension account during your working life, withdraw a part of the corpus in lumpsum and use the remaining corpus to buy an annuity to secure a regular income after retirement.
Additional tax benefit: National Pension System gives you tax deduction benefit up to ₹2 lakh— ₹1.5 lakh under Section 80C and an additional and exclusive benefit of ₹50,000 under Section 80CCD (1B).
Get lumpsum and regular income: NPS is a retirement-specific vehicle wherein 60% of the amount received on maturity is tax-free and 40% is mandatorily deployed in an annuity product.
Get payment flexibility: NPS offers the flexibility on the frequency of payments depending on your money flow. You have the option to exit before retirement. You can also opt for superannuation.
Professionally managed diversified portfolio: With NPS, get exposure to equity as well as fixed income which helps the corpus to grow relatively faster for your retirement needs.
Reap advantage of low expense ratio: Take advantage of low expense ratio and make use of the auto-choice options to select life-cycle funds to your advantage.